Investor disclosures
Regular Plan distribution, commissions, registration, investment risks and how to raise a complaint.
Regular Plans and commissions
Renuka Jain distributes only Regular Plans of mutual fund schemes.
For Regular Plan investments made through Renuka Jain, the relevant Asset Management Company (AMC) pays us a trail commission. Distribution costs are reflected in the Regular Plan’s expenses. Commission rates can vary by AMC and scheme, which creates a potential conflict of interest.
Before you invest, we disclose the commissions we receive or expect to receive on the competing schemes we discuss with you. You can also review the actual commission paid in your half-yearly Consolidated Account Statement, where reported. Check the fund house’s current expense ratio and exit load before investing.
Our mutual fund discussions cover products we distribute through empanelled fund houses. You may consider other available products before deciding. Ask us for the current list of fund houses we represent.
Registration
- Distributor
- Renuka Jain
- AMFI registration
- ARN-5042
- Initial registration
- ARN valid through
Renuka Jain acts as an AMFI-registered Mutual Fund Distributor. Our relationship managers help with investor service and distribution. Investment decisions and transaction authorisations remain with the investor. Transaction requests go through the relevant provider or its designated platform.
Verify ARN-5042 and check AMC empanelment in the AMFI register ↗
Risk and scheme documents
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Unit values can rise or fall, and investors can lose part or all of the amount invested. Mutual fund schemes offer no assurance of returns or achievement of their investment objectives. Past performance does not guarantee future results.
Before investing, obtain the latest Scheme Information Document (SID), Key Information Memorandum (KIM), Statement of Additional Information (SAI) and addenda from the AMC. View mutual fund filings on SEBI’s website. Review the scheme’s investment objective, Riskometer, expenses, exit load and lock-in, where applicable.
Investor grievances
- Contact the distributor. For issues with distribution or service, email Renuka Jain or call +91 82877 79449. Keep a record of your correspondence.
- Contact the fund house. For scheme or folio complaints, raise the issue with the relevant AMC or its registrar. Use the contact details in the SID or on the AMC’s website and retain the complaint reference.
- Escalate eligible unresolved complaints. If the issue remains unresolved after contacting the concerned regulated entity, use SEBI SCORES. For eligible disputes, refer to SMART ODR for the available process.
Website privacy
The investor login opens Investwell. The call request opens a Google Form. Download links open the app stores, and social links open WhatsApp or Instagram. These services have their own privacy terms. The website’s hosting service may process IP addresses and request logs to deliver and secure the site.
Renuka Jain uses the information you share through the call request form, by email, by phone or via WhatsApp to respond and handle your request. For privacy questions or requests, email [email protected].
Keep PAN, Aadhaar, bank details and credentials out of general email enquiries. Use the relevant AMC or registrar’s secure channel for documents required to service a folio.
AIF and PMS distribution
We also distribute Alternative Investment Funds (AIFs) and Portfolio Management Services (PMS), subject to investor eligibility and the applicable distributor registration and provider empanelment. AIFs are offered by private placement under the fund’s placement memorandum. PMS is provided by the relevant SEBI-registered portfolio manager under its disclosure document and client agreement.
Before investing, review the provider’s disclosures for applicable risks, fees and distribution compensation. These products have separate terms and eligibility requirements.